Upgrade Your Home:
Securing a Government Grant
for Smart Home Technology

Imagine your home thinking ahead: The lighting adapts to your habits, doors open and close securely via app, and heating systems save energy by adjusting precisely to your needs. Smart home technologies are no longer a gimmick only for tech enthusiasts – they provide real benefits in terms of comfort, accessibility, security, and energy efficiency. However, integrating these innovative solutions can also be a financial challenge. This is where government grants for smart home technology come into play, making the dream of intelligent living more accessible and affordable.

For more Comfort and Security: Options for using Federal Grant on smart home technology

The use of intelligent systems has established itself in many areas of our daily lives. Smart devices are also increasingly being integrated into home environments. Whether you're planning a new residential building or renovating your existing home: creating an intelligent living space with smart assistive tech is your key goal. During your research, you may have come across government support programs for certain construction, renovation, and modernization projects. The first step is to determine which mechanisms within your home are eligible to receive a government grant for smart home technology:

1. Automated window and door operation
2. Control of indoor and outdoor lighting
3. Intelligent heating, ventilation, and air conditioning (HVAC) systems
4. Automated shading solutions
5. Smart door communication systems
6. Intelligent hazard detectors for water and fire (elemental damage protection)
7. Security systems with alarm functions and surveillance cameras
8. Emergency call and assistance systems
9. Charging stations for electric vehicles

Focusing on Institutions in Germany: Your Partners for Smart Home Subsidy Loans

While reviewing the listed construction measures above, you may have found one or more applications you would like to implement. Clearly, smart home solutions require a certain budget. That’s why you may be looking for financial support for these investments. The good news? Obtaining a government grant for smart home technology is easier than you might think. If it sounds like a complicated process, let us assure you otherwise.
Funding institutions recognize intelligent renovation measures as a worthwhile investment in sustainability, energy efficiency, cost reduction, and obstacle-free living. The following institutions are involved in German smart home state subsidy programs:

• The campaign operates under the abbreviation BEG (Bundesförderung für effiziente Gebäude) and supports intelligent renovation projects.
• Applications for smart home state grants must be submitted to the BAFA (Federal Office for Economic Affairs and Export Control).
• The credit institution responsible is KfW (Kreditanstalt für Wiederaufbau), which provides funding for energy-efficient renovations.

Available Loans for Smart Home Government Subsidies in Germany

If you want to equip your home with smart technology, federal financing assistance can provide valuable support. Especially when considering energy-efficient modernization and sustainable building technology, various loan programs are available to help you transition to a smart home. These loans are designed not only to cover the initial investment costs, but also to contribute to long-term reductions in operating expenses.
Before deciding on a specific measure, it’s worth checking which governmental grants are available in Germany to help finance your smart home technology.

Loan No. 159: Grant for Age-Appropriate Home Modifications

For this loan, you must demonstrate that your existing property or new construction is designed to ensure accessibility in all living areas. The senior-friendly renovation loan for financing smart home solutions includes the following key aspects:

• The goal of the remodeling measures must be to reduce barriers in your home and enhance burglary protection. Obstacles that could become problematic with age should be eliminated.
• Key mechanisms, such as doors, lighting, and shading control, must be easy to operate. For these applications, an upgrade to smart support systems is highly recommended.
• A grant of up to €50,000 is available.
• Your age at the time of application does not affect eligibility.

Loan No. 261: Grant for Residential Building Upgrades or Full Renovation

This loan supports you in upgrading and modernizing your residential building with energy-efficient solutions. An intelligent building helps to reduce electricity consumption, which is why these renovation measures qualify for smart home subsidies. The following criteria apply to this government grant for smart home technology:

• Energy-efficient renovations include the installation of an intelligent heating system and air conditioning unit.
• Federal funding of up to €150,000 is available.
• An additional repayment subsidy between 5% and 45% is provided. The higher your property’s energy efficiency level, the greater the repayment subsidy.

KfW Supplementary Loan: Financial Support for Individual Measures

The KfW Supplementary Loan provides homeowners with an excellent opportunity to finance individual modernization and energy efficiency improvements. A particularly attractive option is combining this loan with BAFA grant funding, which offers additional financial benefits. This loan is primarily intended for owner-occupiers who want to take advantage of favorable conditions and smart solutions. When applying for this government grant for smart home technologies, applicants should keep the following details in mind:

• Up to €120,000 in KfW funding per residential unit can be applied for.
• Households with a taxable income of up to €90,000 qualify for an interest rate reduction of up to 2.5 percentage points.
• This loan for smart home measures can only be applied for in combination with a BAFA grant approval through a bank or savings institution.

Grant 455-B: Loan for Barrier Reduction

In addition to the smart home funding options available through the previously mentioned loans, there is also the opportunity of receiving financial support through the KfW Grant 455-B. This financial assistance is designed for applicants who wish to implement life-enhancing technology to reduce barriers in their living space. This program is particularly attractive for age-appropriate renovations and offers significant financial benefits. The following conditions apply to this government-supported construction grant for smart home technologies:

• Homeowners may receive up to €2,500 for the implementation of individual measures.
• Applicants are granted up to €6,250, if the "Age-Appropriate Housing" standard is fully implemented.
• This grant serves as an alternative to KfW Loan No. 159.
• This government fund is not age dependent.

Requirements for Smart Home Subsidy Approval

To qualify for one of the smart home financing options mentioned above, certain framework conditions must be fulfilled. Find out below which regulations apply:

• You must receive approval for your application before starting any remodeling measures.
• For BEG-funded measures, an energy expert must be involved in the planning process.
• It is not permitted to apply for two government grants towards the same smart home technology at the same time.

Step-by-Step Guide to Applying for a Smart Home Subsidy

If you want to take advantage of a government grant for smart home technology within Germany, it’s important to submit your application correctly and on time. To ensure a smooth process and make the most of the financial benefits, you should research the necessary steps in advance. Here’s what you need to know for the application process:

• Registration on the KfW Funding Portal: Create a user account and register on the KfW grant portal (German website: Kfw-Zuschussportal) to submit your application online.
• Submitting your application: Fill out the form completely and upload all required documents, such as a cost estimate and confirmation from a certified company.
• Wait for approval: Once the application has been submitted, KfW will review your proposal. The planned measures may only begin once the application has been approved.

Securely Installing Your Smart Home Device

When applying for a government grant for smart home technology, your goal is to modernize your home, improve energy efficiency, and enhance comfort and security. A key feature of your smart home setup is ensuring that your control hub is securely installed within your home.
Displine’s high-quality wall mounts offer an open docking station, in which your smart home device unit can be safely placed. The iPad wall mounts come in various designs and are compatible with different iPad models.
You rather prefer a Samsung tablet as your central control unit? No problem! There’s also a specially designed mount for Samsung devices. Explore the Samsung tablet wall mounts that match your design preferences perfectly.